Healthcare On The Move
When you buy healthcare, you expect that it is going to protect you anywhere, but that is not always the case. When you travel or move you want to make sure that your healthcare needs are covered. Therefore, it is important to know what medical services your health insurance provider covers in different scenarios.
Moving: If you are planning on moving outside of the country in which you currently reside you may have some options available to you. This adventure to a new country can give you an opportunity to change your Medicare plan if you want to. Be careful, though, because there are certain time frames in which you are allowed to do so. Simply speaking to your insurance agent prior to your move can help you figure out if you want to switch plans, and can prevent a lapse in coverage as you transition.
Traveling: When traveling overseas, some health insurance providers may pay for reasonable hospital costs depending on your condition and your location. Even if your insurance is valid where you are, you might still be required to pay for the care you receive. Before you travel, you should speak to your insurance company. If you find that your insurance policy does not cover you abroad, many travel agents and private companies will give you the option of buying a short-term policy that does. These short-term plans can cover any healthcare expenses (even emergency services) that you may need.
Contact SeniorChoices NW in Wilsonville, Oregon to learn about how health insurance works when you are on the move. Our main priority is to understand and serve the needs of our clients, so we will go above and beyond to provide great coverage!